Get To Know Us
Welcome to Adame Mortgage LLC! I’m Eduardo Adame, and I am thrilled to be your trusted partner on the journey to homeownership. Our mission is to provide you with exceptional service and support every step of the way, ensuring your experience is as smooth and rewarding as possible.
At Adame Mortgage, we believe every client deserves personalized attention. With 25 years of experience in the local market, our team has a deep understanding of various mortgage products, allowing us to tailor our services to meet your unique needs. Whether you’re a first-time homebuyer, seeking a luxurious estate, exploring investment opportunities, or looking to refinance to lower your payments, improve your home, or consolidate debt, we are here to guide you through the process.

Mortgage Products Offered by Adame Mortgage

FHA Loans
An FHA loan is a mortgage insured by the Federal Housing Administration, designed to help lower-income and first-time homebuyers qualify for home financing. It typically requires a lower down payment and has more flexible credit score requirements compared to conventional loans. This makes it an attractive option for those who may struggle to secure traditional financing.

VA Loans
A VA loan is a mortgage option backed by the U.S. Department of Veterans Affairs, designed for eligible veterans, active-duty service members, and certain members of the National Guard and Reserves. It offers benefits like no down payment, no private mortgage insurance (PMI), and competitive interest rates, making it easier for service members to purchase homes. The program aims to provide financial assistance to those who have served in the military.

Jumbo Loans
A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Because they are not eligible for purchase by Fannie Mae or Freddie Mac, jumbo loans typically come with stricter credit requirements, larger down payments, and higher interest rates. They are often used to finance luxury properties or high-cost areas where home prices are significantly above the conforming limits.

Texas Cash Out Loan
A Texas Cash Out Loan allows homeowners in Texas to borrow against the equity in their homes while still maintaining their existing mortgage. This type of loan enables borrowers to access cash for various purposes, such as home improvements, debt consolidation, or major expenses. However, Texas has specific regulations regarding cash-out refinancing, including limits on how much equity can be accessed and requirements for loan-to-value ratios.
Let’s Work Together
Working with our mortgage company means personalized service and expert guidance throughout your home financing journey. We offer a wide range of loan options tailored to your unique needs, competitive rates, and a streamlined application process. Our experienced team is committed to helping you navigate the complexities of the mortgage landscape, ensuring you make informed decisions. Plus, we prioritize clear communication and support, so you feel confident every step of the way.